Having great credit is more important than ever.
Take Control of Your Credit — With a Real Strategy, Not Guesswork
At Finance USA, we don’t just “dispute items” — we provide a complete, up-to-date credit restoration system designed to help you rebuild your financial future the right way.
Every client receives:
- A thorough credit specialist review of their full credit profile
- A customized restoration and rebuilding plan
- Ongoing progress updates through your secure client portal
- Direct support from experienced professionals guiding you step-by-step
You’ll always know:
✔ What’s being worked on
✔ What’s improving
✔ What comes next
No confusion. No guessing. Just results-driven progress.
But why work with us?
We have over 20 years of experience in evaluating credit and guiding consumers to assert their legal rights.
- Let us help you become credit ready in as little as *60 days.
- Your Client Portal provides you with a detailed overview of your progress, so there is never a question on the progress of your acct.
- Once you're ready for your next step, you will be sent to your creditor to complete your credit application.
- 24 Hours Status Updates from any computer or smart phone
- Bilingual English and Spanish
- Email notifications
- Bank-level security
- Credit Education
We guarantee honesty and dependability, virtues which most people seem to have forgotten.
Credit repair firms cannot do anything that you couldn't do yourself.
But we can help you to achieve results in a fraction of the time, without making costly errors.
- We offer a 100% Money Back Guarantee.
- We are a company with integrity.
- We have experience with consumer, business and mortgage credit.
- We will work with you one on one on your credit repair journey.
- We will be there for you every step of the way.
- Credit education and correction is legal and the law is on your side.
- We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
- Our fees are reasonable and there are NO long binding contracts.
- We help you to work with your files until it is done.
Services include:
Personalized Dispute Options to Fit Your Exact Credit Repair Needs
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An Experienced Case Analyst/Advisor Working Personally With You Throughout Your Process
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Custom Dispute Letters Submitted On Your Behalf
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Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week
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We have an excellent track record in helping client's to improve their credit scores:
- If you have a better credit score you could potentially have a better interest rate.
- Just an increase of 20 point in your credit score could mean a difference of tens of thousands of dollars in interest saved on an average priced home, and hundreds of dollars of interest saved on car payments and credit cards.
- We have a proven track record of helping clients raise credit scores efficiently and effectively to give you better purchasing power.
- There is power in numbers, especially when it has to do with your credit score!
- We at Finance USA, REALLY DO FOCUS on getting our clients back on the road of Credit Worthiness in a world of uncertainty!
- LET US HELP YOU!
Average Client's Credit Score Increase in 6 months:
60 points
Average Score Increase in 35 days:
10 points or more 93%
20 points or more 71%
50 points or more 25%
100 points or more 15%
20 points or more 71%
50 points or more 25%
100 points or more 15%
Average Score Increase in 90 days:
10 points or more 97%
20 points or more 82%
50 points or more 40%
100 points or more 25%
20 points or more 82%
50 points or more 40%
100 points or more 25%
Our 100% Guarantee, Cancellation and Return Policy:
You are entitled to a 100% refund on all payments (excluding set-up fees), if:
You may cancel services at any time. Please notify us in writing 15 days before the next billing period.
- We do not remove more than 20% of all the negatives worked on.
- You have exceeded six months from the time you retain our services.
- You had at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You have sent, as agreed, updated reports from the three credit bureaus to us within 5 days of receipt.
- You should receive updated credit reports every 15-45 days and must make us aware if updated reports have not been received.
You may cancel services at any time. Please notify us in writing 15 days before the next billing period.
These people had amazing results
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"Thanks to Finance USA I am a proud home owner!"
Callum R. |
"I wish I knew what I know now about how important having good credit is! Thank you Finance USA, you have changed my life!"
Dave I. |
"Not only do I have a dependable car, I am on my way to owning a home of my own. Thank you, Finance USA!"
Gloria G. |
